:root{
  --navy:#1F2A63;
  --navy-dark:#161e4b;
  --orange:#E87D2B;
  --ink:#1c2133;
  --muted:#4a5270;
  --line:#d9dcea;
  --soft:#f4f5fa;
  --white:#ffffff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:18px/1.65 "Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white)}
img{max-width:100%;height:auto}
a{color:var(--navy)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--white);color:var(--navy);padding:10px 14px;z-index:20}
.skip:focus{left:10px;top:10px}

.topbar{background:var(--navy-dark);color:var(--white);font-size:15px;padding:8px 0;text-align:center}
.topbar a{color:var(--white);font-weight:600}

.site-header{background:var(--navy);color:var(--white)}
.site-header .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 24px;padding-top:10px;padding-bottom:10px}
.logo img{display:block;width:380px;max-width:100%;height:auto}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 18px}
nav a{color:var(--white);text-decoration:none;font-size:16px;font-weight:600;padding:8px 2px;display:inline-block;border-bottom:2px solid transparent}
nav a:hover{border-bottom-color:var(--orange)}
nav a.cta{background:var(--orange);color:var(--navy);padding:8px 14px;border-radius:6px;border-bottom:0}

h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(30px,4.6vw,44px)}
h2{font-size:clamp(25px,3.4vw,32px)}
h3{font-size:21px}
p{margin:0 0 1em}
.eyebrow{font-size:15px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.lead{font-size:20px;color:var(--ink)}

section{padding:56px 0}
section.alt{background:var(--soft)}
.section-label{font-size:15px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.intro{max-width:760px}

.hero{background:var(--soft);padding:48px 0 56px}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:40px;align-items:center}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0}
.btn{display:inline-block;padding:14px 22px;border-radius:8px;font-weight:700;text-decoration:none;font-size:18px;border:2px solid var(--navy)}
.btn-primary{background:var(--orange);border-color:var(--orange);color:var(--navy)}
.btn-primary:hover{background:#d96f1f;border-color:#d96f1f}
.btn-secondary{background:transparent;color:var(--navy)}
.btn-secondary:hover{background:var(--navy);color:var(--white)}
.trust{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px 22px;font-size:16px;color:var(--muted);font-weight:600}
.trust li:before{content:"\2713\00a0";color:var(--orange);font-weight:700}

.letter{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:22px 24px;font-family:Georgia,"Times New Roman",serif;font-size:16px;line-height:1.55;box-shadow:0 1px 0 var(--line)}
.letter .tag{font-family:"Segoe UI",system-ui,Arial,sans-serif;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);display:flex;justify-content:space-between;gap:10px;margin-bottom:12px;flex-wrap:wrap}
.letter ol{margin:.4em 0 0;padding-left:1.3em}

.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.card{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:22px}
.card h3{margin-bottom:.35em}
.card .cite{font-size:15px;font-weight:700;color:var(--muted);margin-bottom:.4em}
.card p:last-child,.card ul:last-child{margin-bottom:0}
.card.dark{background:var(--navy);border-color:var(--navy);color:var(--white)}
.card.dark h3{color:var(--white)}
ul.check{list-style:none;padding:0;margin:0 0 1em}
ul.check li{padding-left:1.5em;position:relative;margin-bottom:.45em}
ul.check li:before{content:"\2713";position:absolute;left:0;color:var(--navy);font-weight:700}
ul.no li:before{content:"\2715";color:#9b2c2c}
.card.dark ul.check li:before{color:var(--orange)}

.steps{list-style:none;margin:0;padding:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));counter-reset:s}
.steps li{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:22px;position:relative}
.steps .when{font-size:14px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--orange);margin-bottom:6px;color:#b4560f}
.steps h3{font-size:20px}
.steps p{margin:0}

ol.protocol{margin:0;padding:0;list-style:none;display:grid;gap:14px}
ol.protocol li{display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start;background:var(--white);border:1px solid var(--line);border-radius:10px;padding:16px 18px}
ol.protocol .n{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-weight:700}
ol.protocol strong{display:block;color:var(--navy)}

.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:10px;background:var(--white)}
table{border-collapse:collapse;width:100%;font-size:17px}
th,td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:var(--white);font-size:15px;letter-spacing:.04em}
tr:last-child td{border-bottom:0}

.two{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}

details{background:var(--white);border:1px solid var(--line);border-radius:10px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 20px;list-style:none;position:relative;padding-right:48px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:20px;top:12px;font-size:26px;line-height:1;color:var(--orange)}
details[open] summary:after{content:"\2212"}
details .a{padding:0 20px 16px}
details .a p:last-child{margin-bottom:0}

form{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:24px}
label{display:block;font-weight:600;margin:0 0 6px;color:var(--navy)}
.field{margin-bottom:18px}
.row2{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;padding:12px 14px;border:1.5px solid #9aa1c0;border-radius:8px;background:var(--white);color:var(--ink)}
textarea{min-height:130px}
.consent{display:grid;grid-template-columns:28px 1fr;gap:12px;align-items:start;font-size:16px;background:var(--soft);padding:14px;border-radius:8px;margin-bottom:18px}
.consent input{width:22px;height:22px;margin-top:4px}
.consent label{font-weight:400;color:var(--ink);margin:0}
.hp{position:absolute;left:-9999px}
.note{font-size:15px;color:var(--muted)}

.contact-grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));margin-bottom:8px}
.contact-grid .card .big{font-size:19px;font-weight:700;color:var(--navy);overflow-wrap:anywhere}

.page-hero{background:var(--soft);padding:44px 0 36px}
.prose{max-width:780px}
.prose h2{margin-top:1.6em;font-size:26px}
.prose h3{margin-top:1.3em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.45em}
.crumbs{font-size:15px;margin-bottom:10px}

footer{background:var(--navy-dark);color:#dfe3f5;padding:44px 0 30px;font-size:15px;line-height:1.6}
footer a{color:#ffffff}
footer h4{color:var(--white);margin:0 0 6px;font-size:16px}
footer .cols{display:grid;gap:26px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));margin-bottom:26px}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:6px}
footer .legal{border-top:1px solid #34407d;padding-top:22px}
footer .legal p{margin-bottom:.9em}
footer .legal strong{color:var(--white)}

@media (max-width:820px){
  .hero-grid{grid-template-columns:1fr}
  section{padding:42px 0}
  .logo img{width:290px}
  nav ul{gap:2px 14px}
}
@media (max-width:480px){
  body{font-size:17px}
  .btn{width:100%;text-align:center}
}